Certificates of Deposit and IRA Account Rates
| Account Type |
APR* |
APY** |
|
| 6 Month (pay at maturity) | 0.50% | 0.50% | | 6 Month CD | 0.50% | 0.50% | | 11 Month Premium CD (Minimum opening deposit of $1,000) | 0.75% | 0.75% | | 12 Month CD | 1.00% | 1.01% | | 14 Month CD | 1.00% | 1.01% | | 16 Month CD | 1.25% | 1.26% | | 18 Month CD | 1.25% | 1.26% | | 19 Month CD | 1.25% | 1.26% | | 22 Month CD (Minimum opening deposit of $1,000) | 1.50% | 1.51% | | 24 Month CD | 1.50% | 1.51% | | 30 Month CD | 1.50% | 1.51% | | 36 Month CD | 1.75% | 1.76% | | 48 Month CD | 2.00% | 2.02% | | 60 Month (no option) | 2.50% | 2.52% | | 60 Month (8 day out) | 0.75% | 0.75% | | 12 Month Variable Rate IRA (rate 2% below Wall Street Prime) | 2.00% | 2.02% | | 18 Month Variable Rate IRA
Not Offered at this time | 1.25% | 1.26% |
Substantial Penalty for early withdrawal.
Minimum Initial Deposit $1,000.00 for terms less than one year unless otherwise indicated.
Minimum Initial Deposit $100.00 for terms one year or greater unless otherwise indicated. |
Checking
| Account Type |
APR* |
APY** |
|
| Money Market (balance $0.00 - $999.99) | 0.00% | 0.00% | | Money Market (Balance $1,000.00 - $4,999.99) | 0.25% | 0.25% | | Money Market (Balance $5,000.00 - $24,999.99) | 0.50% | 0.50% | | Money Market (Balance $25,000.00 - $49,999.99) | 0.75% | 0.75% | | Money Market (Balance $50,000.00 and up) | 0.75% | 0.75% | | Performance Checking (Balance $0.01 to $9,999.99) | 0.15% | 0.15% | | Performance Checking (Balance $10,000.00 to $49,999.99) | 0.25% | 0.25% | | Performance Checking (Balance $50,000.00 to $499,999.99) | 0.50% | 0.50% | | Performance Checking (Balance $500,000.00 to $999,999.98) | 0.50% | 0.50% | | Performance Checking (Balance $999,99.98 and up) | 0.75% | 0.75% |
Minimum Initial Deposit of $1,000.00.
Performance Checking Promotional |
Savings
| Account Type |
APR* |
APY** |
|
| Regular Savings (Balance $0.00 - $49.999.99) | 0.15% | 0.15% | | Regular Savings (Balance $50,000.00 and up) | 0.25% | 0.25% |
Minimum Initial Deposit of $100.00. |
Loans
| Account Type |
APR* |
APY** |
|
| Home Equity Line | 5.000% | NA% | Fixed Rate Mortgage, 30-year
(Based on home purchase with $125,000 loan and 80% or less loan-to-value.) | 5.400% | NA% | Fixed Rate Mortgage, 15-year
(Based on home purchase with $125,000 loan and 80% or less loan-to-value.) | 4.850% | NA% | Commercial Variable Prime Adjusted Mortgage, 15-year term
Index: Prime, Margin: +1.75%
(Based on $250,000 loan with 80% loan-to-value. Excludes residential investment properties, development loans, and construction loans.) | 6.710% | NA% | Commercial 1-Year Adjustable Rate Mortgage, 15-year term
Index: Prime, Margin: +2.00%
(Based on $250,000 loan with 80% loan-to-value. Excludes residential investment properties, development loans, and construction loans.) | 6.962% | NA% | | Commercial 15-Year Fixed Rate Mortgage, (Based on $250,000 loan at 80% loan to value) | 8.445% | NA% | | New Auto Loans (Based on $25,000 loan with 60-month term) | 8.100% | NA% |
|
*Annual Percentage Rate
**Annual Percentage Yield
Rates are subject to change.
Only Local Deposits Accepted.
Fees may reduce the earnings on
deposit accounts.
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