Certificates of Deposit and IRA Account Rates
Account Type APR* APY**

6 Month (pay at maturity)2.75%2.77%
6 Month CD2.75%2.78%
11 Month Premium CD (Minimum opening deposit of $1,000)2.00%2.02%
12 Month CD2.00%2.02%
14 Month CD2.00%2.02%
16 Month CD2.00%2.02%
18 Month CD2.00%2.02%
19 Month CD2.00%2.02%
22 Month CD (Minimum opening deposit of $1,000)2.00%2.02%
24 Month CD2.00%2.02%
30 Month CD2.25%2.27%
36 Month CD2.25%2.27%
48 Month CD2.50%2.52%
60 Month (no option)3.00%3.03%
60 Month (8 day out)2.00%2.02%
12 Month Variable Rate IRA (rate 2% below Wall Street Prime)3.00%3.03%
18 Month Variable Rate IRA2.00%2.02%

Substantial Penalty for early withdrawal.
Minimum Initial Deposit $1,000.00 for terms less than one year unless otherwise indicated.
Minimum Initial Deposit $100.00 for terms one year or greater unless otherwise indicated.


Checking
Account Type APR* APY**

Money Market (balance $0.00 - $999.99)0.00%0.00%
Money Market (Balance $1,000.00 - $4,999.99)0.50%0.52%
Money Market (Balance $5,000.00 - $24,999.99)1.00%1.00%
Money Market (Balance $25,000.00 - $49,999.99)1.50%1.51%
Money Market (Balance $50,000.00 and up)1.75%1.76%
Performance Checking (Balance $0.01 to $9,999.99)0.50%0.50%
Performance Checking (Balance $10,000.00 to $49,999.99)1.75%1.76%
Performance Checking (Balance $50,000.00 to $499,999.99)2.00%2.02%
Performance Checking (Balance $500,000.00 to $999,999.98)2.25%2.27%
Performance Checking (Balance $999,99.98 and up)2.50%2.53%

Minimum Initial Deposit of $1,000.00.
Performance Checking Promotional


Savings
Account Type APR* APY**

Regular Savings (Balance $0.00 - $49.999.99)0.50%0.50%
Regular Savings (Balance $50,000.00 and up)1.00%1.00%

Minimum Initial Deposit of $100.00.


Loans
Account Type APR* APY**

Home Equity Line4.250%NA%
Fixed Rate Mortgage, 30-year
(Based on home purchase with $125,000 loan and 80% or less loan-to-value.)
6.405%NA%
Fixed Rate Mortgage, 15-year
(Based on home purchase with $125,000 loan and 80% or less loan-to-value.)
6.075%NA%
Commercial Variable Prime Adjusted Mortgage, 15-year term
Index: Prime, Margin: -0.50%
(Based on $250,000 loan with 80% loan-to-value. Excludes residential investment properties, development loans, and construction loans.)
6.460%NA%
Commercial 1-Year Adjustable Rate Mortgage, 15-year term
Index: Prime, Margin: -0.25%
(Based on $250,000 loan with 80% loan-to-value. Excludes residential investment properties, development loans, and construction loans.)
6.712%NA%
Commercial 15-Year Fixed Rate Mortgage, (Based on $250,000 loan at 80% loan to value)8.320%NA%
New Auto Loans (Based on $25,000 loan with 60-month term)6.850%NA%



*Annual Percentage Rate
**Annual Percentage Yield
Rates are subject to change.
Only Local Deposits Accepted.
Fees may reduce the earnings on deposit accounts.

About Us | Contact | Enhanced Internet Banking | Locations | Privacy | Products | Rates